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You should also consider the type of rewards – a few travel cards offer cash back instead of points, for instance. The Chase Sapphire Preferred makes sense if you want credit card travel insurance for upcoming trips, including flights and hotel stays you may have booked together with a cruise. The Chase Sapphire Preferred® Card offers a welcome bonus of 60,000 points — worth $750 in travel when redeemed through Chase Ultimate Rewards — after spending $4,000 within three months of account opening. With the card’s relatively low spending requirement, anyone can earn $750 toward their next cruise within a short amount of time. You can easily earn 2x to 3x points or miles when you pay for your cruise with the right card. Don’t forget to stack these rewards with those offered by the cruise line or an online travel agency.
How does the Norwegian Cruise Line Credit Card travel insurance work?
The miles you earn can be redeemed like cash when paying for airfare, which means you might be able to cover the cost of your flights to the cruise. Alternatively, you can use miles to “erase” travel-related charges to your credit card. Cardholders can redeem miles in the form of statement credits, which is another incredibly useful perk if you want to temper that extra spending in port.
MORE POINTS. MORE PERKS.
See our methodology for more information on how we choose the best credit cards. The welcome bonuses for cruise line cards offer a fraction of the value you can get from the credit cards with the best bonuses. Not only that but the rewards you earn are typically tied to a single cruise line and can be cumbersome to use.
The 3+ Best Business Credit Cards for Booking Cruises
If you’re struggling with debt, you may want to steer clear of credit and save up for the cruise you want. While everyone needs a vacation — and taking a cruise is one of the best options out there — coming home to a mountain of bills (including interest payments) can ruin the fun in a hurry. While the cruise industry came to a screeching halt at the start of the COVID-19 pandemic, most of the major cruise lines are back in full operation now.
Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. When you take a cruise from the U.S. with a U.S.-based cruise line, your on-board purchases don't typically incur foreign transactions fees. Even if it's in U.S. dollars, it will likely route through a foreign bank. RewardsCircle with letter I in it.Earn unlimited 2X miles on every purchase, every day.
Best Credit Cards for Cruises for 2024
But plenty of other travel credit cards offer higher rewards rates, richer bonuses and more straightforward redemption rules. Some of these other options do charge an annual fee, but some will waive that fee for the first year — and there are no-annual-fee travel cards to choose from, too. This might seem like a good bonus, but you can actually get a much better value from the welcome bonus on most general travel credit cards. Given the weaker sign-up bonuses, lack of travel protections and significant spending required to earn a free cruise, cruise line credit cards pale in comparison to travel rewards credit cards.
Amex Green Card — Best Mid-tier Card for Travel
5 Things to Know About the Celebrity Cruises Credit Card - NerdWallet
5 Things to Know About the Celebrity Cruises Credit Card.
Posted: Fri, 19 Apr 2024 22:14:44 GMT [source]
For additional options, see our lists of the best cash-back and general travel rewards credit cards. The ability to earn more as a Preferred Rewards member means you can rack up points just a little bit faster with the NCL credit card. The only reliable way to avoid these fees on in-port purchases is to use a card with no foreign transaction fees. Happily, this includes most travel rewards cards, including our top picks for cruises. There are many excellent travel cards, making finding the right one for you a matter of some research. Here are a few things to consider in comparing credit card options before you set sail.
Chase Sapphire Reserve®
While you have to spend $4,000 within three months to earn the Sapphire Preferred's sign-up bonus, it's a much more generous 60,000 points (worth $1,200). When you choose to apply (and are approved) for a new credit card through our site, we may receive compensation from our partners, and this may impact how or where these products appear. Please view our advertising policy and product review methodology for more information. A cruise is a significant expense, which means it's an opportunity to earn significant rewards. You can use a cruise booking to help you hit a spending requirement and earn a valuable welcome bonus on a new card or earn rewards to put toward future travel by using a card that earns bonus points on travel purchases. Find your favorite line below to learn about specifics like annual fees, interest rate percentages, discounts, rewards and per-point value to see whether a cruise line credit card could be right for you.
You can then redeem your rewards as statement credits to offset eligible travel purchases, including purchases from cruise lines and travel agencies. When deciding which credit card to use for booking cruises, you'll want to consider the rewards a card earns on cruises and benefits like travel and shopping protections. You can also benefit from a card's more specific perks, like statement credits for travel and airport lounge access. Smart travelers are learning that by using the right credit card, they can earn free travel including airfare and cruises. With banks offering huge sign up bonuses and some credit cards up to 2% back on all purchases, here are the best credit cards to earn rewards for your cruises.
NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card.
The perks and sign up bonuses now offered by many travel cards are leaps and bounds better than the cruise line branded credit cards. While some come with an annual fee, perks you receive will make the annual fee a bargain (if there is one). Our favorite perk that many travel credit cards offer is free travel insurance when you book your trip on that card. The Chase Sapphire Reserve card is a powerhouse among travel rewards credit cards. The card, issued by Barclays, offers frequent Princess passengers some decent perks, including a sign-up bonus and a $0 annual fee.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution.
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